Frozen Assets

by Heather Trent Beers

My 5-year-old hated saving money. After he bought a toy he didn't want, just to spend his dollar, my husband and I decided we needed a new approach. We explained to Jacob that we save our money so we can help people and buy things we need or want. We had Jacob list someone he wanted to bless and something he wanted to buy, and we helped him figure out how much to save. Then he scoured his room and brought us 57 cents.

"What if I spend my money though?" he asked.

"You won't," I said.

The coins went into a plastic bowl, and we helped cover them with water. Into the freezer went the bowl. We wrote the date and amount on a card taped to the refrigerator. Every time Jacob saved money, we dropped the coins into the bowl and added more water. Then we wrote the amount on the card so he could keep track of his progress.

The day Jacob reached his goal, we set the bowl in the sink to thaw. By day's end, he had a new toy, and he had treated a friend to ice cream. The leftover dime went back into the freezer.


This article appeared in the January/February 2014 issue of Thriving Family magazine. Copyright © 2013 by Heather Trent Beers. Used by permission. ThrivingFamily.com.


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